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Thanks All. Sorry checked the forum just last night. I've asked for a valuation. Yep it's St George so had to put in an application. There will be a credit check for sure. Lets see how it goes. Market has been suppressed so not sure how it will pan out :)

Hi, I bought my first home in July last year. It's a 2BR villa in Mount Druitt. Purchase price was $190k (deposit was 5%). I did renovations to the property like replacement of the kitchen and laundry tiles, repainting the whole place, new blinds and other maintenance work. Spent around $5k all...