Search results

For my DCA strategy to be successful the most important thing to do is to discount all the daily noise and keep buying monthly (it's cheaper now, why would I stop?) and stick with it. Like I said I'll let you know how it goes after 10 years of DCA.

great post Steve. I'm still DCA into my vanguard high yield shares and commercial property funds and reinvesting all dividends. Loved the dividend payout on April 1. It's not sexy but it works for me. I have a big exposure to US healthcare stocks through my JOB so I figure I have enough US...

Haven't read this thread for a while but I do so with interest. Would be interesting to see over the next few years how my boring monthly DCA into VHY managed fund fares compared with all the intelligent stock picking going on here. In 2 years I will have been invested in the fund for 10...

same here pretty much. this year I'll be continuing the DCA strategy monthly and buying extra when I see the big dips, and add progressively to my commercial property fund. I really want to get into the US market via Vanguard but don't want to jump in at record highs ???? My only exposure to...

My DCA plan has an automatic buy on the 20th of each month. Watch for the rally to start a couple days before this and peak when I buy :( If the market falls below 5,000 I will probably trigger a large buy.

Hi Oracle, it's a good question and thanks for the challenge. It's true that I have a very high income. This income comes from a J.O.B and as a very senior executive I feel I am somewhat of a cost saving target. It's a ruthless corporate world and I know too well that in 2 to 3 years I may be...

Dca Just set up DCA again. $6k/month into the high yield Australian share index fund and $3K/month into the Australian commercial property index fund. Set and forget for the next 3 years and if I have the courage buy more if either fund dips significantly.

One reason I like the vanguard high yield fund is that it doesn't hold BHP or Rio.

I re read and got your point now. My bad. Yeah the VHY looks even better with franking. I'm still learning with the commercial property fund. Redwing, I like to keep the funds separate (shares and property) as I can control the relative weight of each in my portfolio. Right now it is 5%...

Erko, the yield is important to me and both funds yield well long and short term. On top of that total returns are positive and compounding year on year even through a GFC. This is a small conservative part of my overall wealth portfolio and suits me well. I also got out just before the GFC...

.... as a comparison - my US properties in Atlanta have yielded (so far this year), net of all fees, maintenance, taxes etc; 6.2%. By the end of the year the annual yield from these properties would be 7 - 8% That's pretty good, but has taken more active work follow up/ forms/ emails etc...

longer term Let's go a little longer term as a 3 year time horizon is too short to plan a strategy on. Vanguard High Yield Aus Share fund - distributions (yield) from fund inception (2004) is 5.36% Not too shabby The property fund I entered into a few months ago; Vanguard index...

China, to answer your question - the yields for last 3 years; 2011/12 - 5.55% 2012/13 - 5.42% 2013/14 - 6.37%

I think tele and IV summed it up nicely. I also agree 5 years is too short a horizon. My horizon goes the length of my life. I don't think I would ever sell my index fund unless I get into an unforeseen financial mis hap which I guess though possible, is unlikely. I turned off my DCA but the...

China, I would even be cautious with this. I would never drop in half a mill at one time. What suited my risk profile was DCA over a long period of time (since 2004). I also invest with money I can afford to lose due to a high income. I also invest predominantly for yield and am not relying on...

for a risk averse conservative investor - this is one of the scariest posts I have ever read. Dropping in over half a mill at one time and then praying is almost gambling IMO. China, you're a super intelligent bloke, don't know why you are doing this....

The money came in on October 2nd. All re invested in the fund (I guess that's a form of DCA once every quarter). The last 4 quarters have yielded something around 5.5% on average. I'm pretty good with that. dopped in 30K during the recent dip.

I've bought in the dip. If it falls below 5000 I'll buy a lot. I stopped DCA and just buy more units when the price is cheap. I'm in it for the very long term so can go down this path not for everyone. I just buy in in 10K lots. I also started a commercial property portfolio a few weeks ago...

Nice to see my quarterly yield dividend from vanguard high yield fund come in at an annualized 8.6%. Very clean and above my expectation.

great post oracle. Another "buffer" for me would include the superannuation payout that I would be entitled to by age 60. I do not factor this in to any early retirement decisions but like to keep it as a very conservative and substantial buffer. The only funds that go into this are my...