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Thanks Pete, that's what I got told too. Although, if your offering a blanket discount on P&I over I/O, then there's effectively a premium for I/O loans. My info was that it was only for fixed loans too, but it was just a quick phone call rather than a detailed product description.

Definitely, the responsiveness to change is the best way to tackle this. Just sharing where I think it may change based on my initial conversations and sentiment from BDMs. Prices of fixed rates (and SVR of course) seem to be tumbling too, great news for borrowers! :) Cheers, Redom

Hey all, an update on lending market sentiment following the rate cut and speaking to my core lenders through the week. I touched recently on changes coming in the lending market for 2015 and how it could impact different investing strategies (link...