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I just found a colleague of mine on the Affinity package. We're not in any of the medical profession, but he is a member of Institution of Engineer Australia which entitles him to AMP's Affinity association... He's on variable and is on low 4.x!!! Just going back to AMP's website, it seems the...

I thought AMP fixed 3 years is currently 4.79%. At least that is what's advertised in their website and what my broker advised me

That's a nice concept MC haven't thought of that, however like some of the investors here I did the reverse and find it increasingly hard to get sign off if they use such high interest rate in their calculation.

I find ING interesting. Though there rate is quiet attractive, but the interest rate they used for calculation for borrowing/serviceability is like 8%, while most other major banks use 6.x%. So while I can get my loan push through easily with CBA, no so easy with ING...happy to prove I am wrong...

-- must be alot of people locking in the 3yrs fixed for CBA to increase. -- are there no other mentioned banks that can beat CBA's 3 and 5 yrs fixed?

CBA feels confident of this offering. I've compared CBA with all these banks above, and Yes CBA appears to be the lowest of them all for the fixed rates categories.. I just need one of these banks to go lower than CBA for the 3 or 5 yrs fixed...