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Not for life, rather 30 years.

I've always borrowed 100% of the purchase price plus an additional 5% to cover purchasing costs. Early on in my journey I did the same as you. Borrowed the 105% secured against PPOR in my case - effectively cross colling. Contrary to popular belief cross colling is still effective in small...

First off welcome to SS.. Back to basics first... What is your total household income & debt? Subtract your debt from income and that's your surplus income. Next if you have enough surplus income and equity or savings for a deposit you're placed to start investing. If you dont have enough...