Thanks Albanga and Peter for your replies.
Both your posts have left me thinking I can hold out a bit longer and get myself into a good position financially and in the mean time, educate myself as much as I can.
As a side note, my wonderful dad has also indicated that he may be able to be a guarantor on my loan. I don't really want him tied up in my finances, I'm quite independent and feel it is too much to ask of someone anyway. It sounds like a potentially messy situation, even though as soon as I pay down a certain %, he can be taken off as guarantor. Has anyone else done this before?
Also, even though this is my "first home", both my husband and I won't ever be able to get the first home buyers grant - but I've pretty much accepted that it's not such a big deal in the long run and the hassle of having to live there for 6 months is more than what it's worth!
I'll continue to trawl these forums and educate myself while I save
Thanks all!
Both your posts have left me thinking I can hold out a bit longer and get myself into a good position financially and in the mean time, educate myself as much as I can.
As a side note, my wonderful dad has also indicated that he may be able to be a guarantor on my loan. I don't really want him tied up in my finances, I'm quite independent and feel it is too much to ask of someone anyway. It sounds like a potentially messy situation, even though as soon as I pay down a certain %, he can be taken off as guarantor. Has anyone else done this before?
Also, even though this is my "first home", both my husband and I won't ever be able to get the first home buyers grant - but I've pretty much accepted that it's not such a big deal in the long run and the hassle of having to live there for 6 months is more than what it's worth!
I'll continue to trawl these forums and educate myself while I save
Thanks all!