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Putting aside the specifics of this thread.......... Commercial reality would suggest that your generalist view is probably not sustainable. There has been a lot of discussion on fees and comms on both BA and seller side ........... with many commenting about comms /fees being " too high"...

I usually stay right away from such discussion. But you have drawn me in :) As a tangent to the thread, part of the challenge with emulating anyone succesful with any worthwhile human endeavour is that we want the "goods", but are we willing to what X has done to get where they have...

But isnt it great we can have the freedom of speech ! ta rolf