doubt that it's illegal
it's not illegal to make voluntary contributions and it's probably stated somewhere in terms of employment that they do it, which makes it voluntary contribution
just taking out too much tax, as i said extra 100pw in tax
so yeah, i'll be getting a big chunk of money to use towards a deposit on another property :D
i guess for most people it's a good form of compulsory saving, and makes sure you don't end up owing money to ATO
5k is a bit too much though, i'll have to get them to change that