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+1, let's see if this idea gets any traction.

Spot on roe. With the index funds and ETFs that people here are favouring though, the dividend cuts can be huge. STW (tracking the ASX 200) dropped dividends by 62% after the GFC... :eek: ! The Vanguard High Yield Australian Shares Index Fund dropped dividends by 60% after the GFC... :eek: ...

That all sounds fine, though I'm not sure I agree with your overall assessment, but as mentioned to you before I don't invest in LICs anymore anyway so perhaps those that do could comment. If your objective is to achieve the best maximum total return, then I don't think your current asset...

Of course buffers (cash, bonds, working, aged pension etc.) are required regardless of your approach, but that doesn't mean we want to have to use these. If your investments can sustain you in a relatively passive manner in the ups and downs of the market cycle and more safely and predictably...

truong, I'm not aware that any of the Australian dividend-focused ETFs have either. And even amongst the ETFs that broadly track the ASX200, the only one that I'm aware of that has a long history including pre-GFC times is STW.

Perhaps, but you could also say that a yield-focused ETF is in some ways a tilt towards a broadly "value" orientated portfolio, which is one of a handful of factors attributed to better long-term returns (as opposed to growth). So one could argue that VHY may potentially outperform VAS in the...

Just personally I'm not convinced that this total return focus (regardless of the proportion/distribution of dividends to capital growth in that return), which is what fund managers focus on, works very well in practice for most people (particularly with smaller amounts of invested capital eg...

You're right pierso, in Aus the options for such stocks are much more limited, and you have to work a bit harder to find them. You have to apply less stringent selection criteria to get enough stocks (eg. with 5-10 year history rather than 25+ years). Dividend policies here seem to focus on...

I think it's useful and interesting to compare yourself to a benchmark index, but remember we are not like many fund managers or institutional investors where their paycheck may be dependent on how well their investment portfolio "tracks" against a benchmark index. As individual investors I...

There's so many different approaches to investing in the sharemarket, you really have to find your own way forwards and find an approach that suits you individually. And this usually means doing some extra study/reading for yourself to understand things in greater depth. Otherwise you can go...

How long are you looking to park the money for?