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Great. Thanks for the feedback, gives me a bit more confidence going forward.

Great, sounds even more straight forward than I thought.. and seems I may have learned some things along the way! So just to clarify, Loan 1 - (PPOR mortgage) with offset account for salary / rent to be paid into (offset account also services LOC repayments); Loan 2 - LOC or term loan...

G'day, Firstly must say extremely glad I stumbled across this site, forum discussions are extremely helpful - it's a steep learning curve! That said, I was after some guidance on structuring loans for first IP, and advice on whether to following make sense: - current PPOR value $550K...