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Thanks for all the great feedback!! It's certainly helped me flesh out the understanding of loan structuring more. Still a long way to goooooo

Excuse my shapes, I'm a visual kinda person :p PPOR is currently 80% LVR, payments are IO.

Been reading up on debt recycling after going through a couple of threads here and this is my understanding applied to my own situation. Feedback more than welcome! Briefly, I currently have a loan for $440k for my PPOR, and arranging finance for IP that costs $263,000. I've received...