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Except 17.5% can't happen again. In fact the more price inflation we have in houses and the more housing increases as a percentage of income the less fluctuation we can have. Peoples 17.5% interest rates hurt no more than the interest rates at 8.5-9.5% before the GFC, the houses were...

Does CBA have a real offset account yet? : / (For variable portion of split loan obviously). Edit: Nope...that's really quite pathetic, I guess they don't see a need or something.

This is poorly thought out. If the 3yr rate gives you a saving or you think rates will move up then it is not a poor strategy to fix for that long, hell I would fix for 10 years at 6% if I could, who cares if the rates go to 5%, so I would be paying a little bit more than I could have been...

Mine is similar, I went in on the 28th of Feb, I knew what I wanted, they just stuffed around for a week and a half so I missed the rate lock. I'm already incredibly unhappy with ANZ from when I originally got the loan as the lost my paperwork multiple times, and I ended up wasting over 1 weeks...

Oh that's pretty shitty that they didn't tell me that, I sure hope it's extended, then again I couldn't have really lodged it today and it is really my fault for assuming that it would go for at least a month from announcement.

Urgh...the 3 year fixed was what I went and saw them about today and they didn't mention it was ending? Where did this info come from?