It's 5.93% Not earth shattering, but certainly better than their advertised rate.
I told them that ANZ had some very good products out there that I was considering. I didn't tell them how much I wanted, I got them to "do their best" for me.
I have a suspicion that when it comes to wheeling & dealing with the banks there are a whole heap of variables that come into play that have nothing to do with the state of the market either. Things like, how much borrowing you have, how long you've been a customer, the person you are dealing with, whether or not the person you are dealing with is in a good mood, likes you, identifies with you in some way, etc......