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Well said. It always seems to me that the banks are the only winners in xcoll. JB

Hi blue, Can u pls spell that out with an example? thx, JB

Rolf wrote: "Remember, in general with lender loyalty, you are only as good as your last repayment." Spot on Rolf! If I understand the xcoll arguments above, then as an individual with plenty of equity in my PPOR and a fair income and seeking to invest in mainstream Residential, then xcoll...