lol. What do you expect brokers to say?
I've been screwed by every major bank.
But I reckon I now been doing this long enough to know their job better than most of them.
Just because bankers have the power to approve up to 20mil loans does'nt mean they can perform miracles. They too have bosses, who also have bosses. Sometimes they can, sometimes they can't.
But they are negotiable, specially if your a long term customer and have a reasonable size business.
This does'nt mean you have to x-coll all your IPs, just that if you think you can state your case good enough, go for it. Walk in and ask for the $$ based on your plan (have at least A&B). You may want to x-coll one Ip you already have with them.
Go in and ask! You have nothing to lose.
Warning! This is not for the faint hearted, if they sense weakness your a debt man laid down & ready.
As for not delivering within 60days, those stories are happening for loans through brokers as well.
And yep it happened to me once, and I sure as hell make the darn most of it by throwing it back in their face at every single time I'm after something.
I just love it when they ask "do you have other loans?" "and who with", cause I give them the answer and tell them exactly why.
Always keep your kool and smile, but now and then you get a smart donkey* who thinks customers should beg. Don't let it bother you, just tell them an MB is one phone call away, smile and wish them a good day as you leave.
As EA Sports says "Challenge Everything"
*people who run this forum obviously have a very poor understanding & grasp of the english language and dunno what this word A double S means. I suggest buying a dictionary. I learned it in primary school, wonder if they went too.