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A lot of Insurers don't want business above the 26th parallel, essentially cyclone areas. To be honest, I can understand why they are hesitant, the losses can be enormous. So if they take on risk in those areas they need to match the premium to the risk, or if they really don't want it be...

I'm guessing it was above the 26th parallel?

Lol. I did the same thing a little while ago, the questions were unbelievable and then at the end they told me that they don't cover for tenant default, broken leases etc. Total waste of time.

A bit of a novel but here goes as promised Here’s a go at summarising landlord insurance, with so many policies available these days it’s incredibly hard to compare. Take this however you wish, I have been in the industry for over 20 years, dealt with thousands of real estate agents, spoken at...

Sheesh. Not sure if there is a limit on post size, this could be quite long. Oh well....

Mmmmm. If only insurance was simple, and if only I could get across clearly what I have learnt over the past 20 years in this industry, without coming across as biased. Given all the confusion in this thread however I may be best to try to give a little bit of a summary and people can take it...

There are volume discounts on the RentCoverUltra policy (suits townhouses/units) but not for RentCoverPlatinum (suits houses as it includes building) as we have already discounted it back. I will private message you my email address, it would be best if you can send me some details of the...

That's okay. It's the Youi "landlord" policy that I would be most concerned about as the cover just doesn't seem to be there from what I have seen and been told.

Hi Wylie So this wasn't to insure against tenant loss of rent etc. I take it??

Yep you're quite right. Naturally any offering of monthly payment terms needs to be built in somewhere as it's essentially finance, so we keep the two completely separate.

Not at this stage. It will come in but the implementation is complicated, we want to make sure the impact is as little as possible on premiums. Naturally there is already plenty of cover against storm damage etc. which takes in a lot of what people may think is "flood", but not the strict...

You can certainly do monthly payments with EBM by using premium funding, there is a small charge for doing so though. If you would like to discuss that option you can either call 1800 661 662 and ask for Edward Heading, or alternatively just drop me a private message and I can give you his...