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Thanks The Y-man, had that confirmed. All sorted.

A bit confused. Reading some of the online materials say building insurance and landlord's insurance may cover PL. http://www.propertyobserver.com.au/finding/residential-investment/property-management/26754-oct-11-ask-margaret.html http://forums.whirlpool.net.au/archive/1992438 Yet...

My unit does not have body corp, and my property manager says I need public liability for the shared driveway. The Landlord insurance companies I talked to do not have such a policy. Is this something that you need to buy separately from a different company? Thanks