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hi Rolf Thanks for this. But that was precisely the reason for my question. Throughout this thread people have been saying things like wow CBA gives 1% discount and then another would say, but Westpac gives 1.25% discount. It appeared to me from the way they were describing it, that...

newb question: but where do i find the std rate from which this discount is based on? I didn't realise the discount rates quoted by banks (eg 0.08% discount) was a means of comparison across banks. I always look at the comparison rate and use that figure as opposed to whether the bank says...