bagged another IP over the weekend (Sat 19th); casually asked ANZ to increase 0.7 discount further to get my business ... and they have come back with 0.9 across the board (verbal for now. waiting for paperwork). FYI: This will now be my 3rd loan with them with total borrowing > 1M
0.9% discount is great - I had been verbally offered that too but it didnt come through.
Was instead offered 0.87 disc with ANZ - was your offer with a waiver of the annual breakfree package fee ~$394 and waiver of Loan Approval fee ?
I am still waiting to hear back from CBA - they seem to be very slow in responding.
Wasn't going to approach NAB and Westpac but will do so if that means getting a better rate. I am also going to still negotiate with ANZ.