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Terry - Couldn't you access the equity by uncrossing the loans, which involves a revaluation? Then you could loan additional funds through the revaluation up to your 80% LVR (i.e. original LVR).

Hypothetically, I build a 4 unit development that adds about 200k equity when completed. Is it better to refinance the units at the end of the build with a new updated valuation and pull the newly created equity out to fund other investments. Or is it better to run a line of credit out of...