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thanks both, will do some checkin

thats a great idea I never thought of that. Freestanding houses for me atm tho ;) if you want to pm any insurance brokers through I would be very happy to look at them. Unsure what I will do at this stage but a conversation with someone in the industry is probably a good idea. Im on NSW...

thanks erg, do you find they give you discounts for multi policy? have you had to claim yet? if so how were they? ta

So I have a fairly messy set of insurances that have evolved in an ad hoc fasion over the years. PPOR home and contents, car ctp and comprehensive (+ road membership) all with NRMA. Get a reasonable percentage discount for combining. IP1 QLD with Alliance via insurance advisernet IP2...