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Yeah, I realise that. Just thought if someone did post one up, people like yourself wouldnt have to keep repeating yourself over and over and just refer them to a 'sticky thread'. Then if they have a specific question not covered in that thread, they could then ask the more complex questions...

Just making a suggestion that maybe someone could make up a 'sticky thread' regarding OTP purchases. I feel like every second thread I read goes along the lines of: "I signed up for a OTP in year X, and this week the valuation came in $Y below the puchase price. My $Z deposit is on the...