Search results

Thanks, Aaron C. I thought I had a vague idea....but I probably have absolutely no clue as to what I 'require' from the loan I've had with CBA for 5 years, or the one I was thinking about replacing it with at a cheaper rate for now. My query in this thread was simply looking at whether...

It does seem a bit too good to be true...from what I've read they have been trying to build up their membership. When I rang them to ask about the 'fine print', etc today, they attempted to fairly heavily pressure/coerce me into "just putting in the application right now over the phone because...

There are 'break fees' for getting out of the fixed term by the looks, but not after that. The loan type it reverts to seems to be their basic variable which is very flexible but with a non-discounted interest rate, and allows for early repayment without penalty, so should be able to change to a...

Thanks for your reply...its left me with more questions though!! I am obviously showing how much of a novice I am at this... but I am not sure how the loan will be viewed by other lenders - I guess in my experience they look at what my loan is and what my repayment committments are and tell me...

Have been tossing up whether to fix or not over the past year or so. At this stage I have no plans to sell the property (ever), but you just never know I guess so I still haven't committed to fixed because of potential break out penalties. The fixed rates seem to have levelled out now though...