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Hmmm, Dun & Bradstreet don't have a file for me (based on the name, address, birthdate & employer supplied to them). Seems a little weird given the IP loan, CC etc obtained in the last few years. Is this common and what are the implications?

Thanks fellas. I'm aware of the free offerrings, but want them by this Saturday ;) I don't expect to see any problems, in which case it sounds like checking with Veda only should be enough.

Are credit files maintained by these two companies identical? If I want to check my personal credit file, is their an advantage in using one company or the other (aside from slight difference in fees)? Finally, do brokers have free/cheap access to these files?