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12.5% or better Reply: 1.2 From: Yuch . Hi Sly Dog, At year 5, I make $15,000!! :) Without $7000 FHOG, I gain $8000!! Regards yuchun ~ The secret to success is to start from scratch and keep on scratching. ~

From: Yuch . 12% is a reasonable yield for a wrap. However, with wraps you get the $7000 FHOG whereas buy&holld you don't, and the $7000 pay off all my initial costs for that property therefore my return is infinite!! Is this not good enough? Regards, Yuchun Chen Market Management Systems...