1 loan and a few offset account for couples

[icoco]

Hi,

My husband and i just got married but we are still managing our finances separately. We want to know what is the best way for us to manage our finances properly.

As he has no mortgage on his PPOR, I thought it is wise that we put our savings into my mortgage. I would still like to show the trail of how much we each put in. Hence, can anyone tell me which lender allows 1 loan with a few offset account to that loan. This give us the flexibility to have 3 offset being, his saving, my saving and general household account.

Thank you.

 

[HD_ACE]

probably quite a few.

i know suncorp does as i have 5 or more offsetting the one loan.

cheers

 

[Terry_w]

A few do, but generally more charges.

think about the other consequences. Acounts will be in the same names as the loan. So tax consequences. Succession consequences on death Asset protection etc.