hi all,
i hope someone can give me advice... I'm embarrass to say that we're struggling at the moment with repaying our mortgage (PPOR and investment property) and have almost maxed out our credit card... my wife is on part time work to look after the kids... the bills have kept on coming and this is the first time i'm stressing out... When christmas coming along and more expenses, I'm wondering if it's possible the bank would give us 1 month grace... this should allow me to put all my pay to pay most of the credit card off and should put us back below the red...
From what I've read, they have options where you can request mortgage deferral for 3 to 6 months and fill out all these forms... I don't need that much and don't want to jump over too many hoops... Does anyone know if I was to call up ING and ask for 1 month grace and explain that I'm unable to make next months payment they would allow 1 month grace?
I don't want to ask them just yet cos I don't want this on our record if we can't. We're trying to hold out til Sep next year and then we'll sell the investment property
i hope someone can give me advice... I'm embarrass to say that we're struggling at the moment with repaying our mortgage (PPOR and investment property) and have almost maxed out our credit card... my wife is on part time work to look after the kids... the bills have kept on coming and this is the first time i'm stressing out... When christmas coming along and more expenses, I'm wondering if it's possible the bank would give us 1 month grace... this should allow me to put all my pay to pay most of the credit card off and should put us back below the red...
From what I've read, they have options where you can request mortgage deferral for 3 to 6 months and fill out all these forms... I don't need that much and don't want to jump over too many hoops... Does anyone know if I was to call up ING and ask for 1 month grace and explain that I'm unable to make next months payment they would allow 1 month grace?
I don't want to ask them just yet cos I don't want this on our record if we can't. We're trying to hold out til Sep next year and then we'll sell the investment property