Hubby and I have two 1BR units close to Canberra purchase price 130K each. Both loans, 145K each, with nab and secured against our PPOR. One unit is fixed principle and interest. The other is variable interest only. We own PPOR and value is approx 850K. Now looking at buying a third IP (not in Canberra). I think the way we?ve structured existing IP loans is probably not the best and wondering what we should do when buy a new one. We will be using a broker this time and hopefully they can help with our loan structure but wondering if anyone here has some advice to get us on the right track. Thanks in advance.