I'm not too sure if my strategy is risky/aggressive or not.
But pretty much what I did was look for short term growth properties which are positively geared (short term I'm talking about 6 month to 1 year), I usually achieve this by buying under market value so when I do revaluation I've gained not just the market movement but also the under price that I paid.
Not too sure how many people saw my other post about my history, but pretty much by using this method I've raised over $100k in less than 2 years and still sitting on positive gearing, with my next purchase settling soon and if my estimations are correct after I re valuate my own PPOR and the next IP I should be sitting at just above $200k, and that should bring me to between positive and neutral depends if I need to fork out money to fix stuffs.
With only a small salary (earn under $60k pa) with a huge loan (roughly $1.5mil by the time I top up all my loans, at the moment 1.3mil) a lot of people actually think I'm very risky, but I see all these debt as good debt.
And same mind set as you, I'm in my early - mid 20s if I don't take the risk now when should I?
by saying that my last two purchase was a cheat though because I put my fianc?'s name into the property and loan as well to help with the serviceability.
And these all started with just $30k deposit for the first one in August 2013
