A quick question
I do hope this is a proposal, and not a LOAN Offer, ie conditional or formal approval ?
I say that because things like Business loan rates and terms appearing instead of resi should be disclosed at proposal time, not when you credit file has been hit numerous times.
If this is a formal or conditional approval, then the banker and the bank would have know about the biz rates etc before your application, and in not disclosing this to you, are being naughty at best, and fraudulent with intent at worst.
If this is the sequence of events I dont know that this is someone / something I would want to do business with.
if its just proposal stage and your credit file hasnt been hit, then ignore above.
www.mycreditfile.com.au
to get a copy of your file if you feel u need to
ta
rolf
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