Hi there, I would like to learn from all your experienced investors, what the best banks or lenders are at the moment.
I live in Sydney.
I live in Sydney.
Best banks/lenders for refinance at the moment?
- Thread starter juststarted
- Start date
Hi
Locate your local mortgage broker. Have a chat about what you are trying to achieve both long term and short term. If you are just chasing the cheapest rate look up on the net and go for it.
Second time you have recommended this, welcome to the forums.
I would actually disagree, local broker could be useless.
Find either a banker or a broker that you can trust and knows their stuff.
In this day and age being local isn't usually needed. Most documents I get from my clients I see face2face are emailed to me prior to first appointment. Mortgage documents are usually posted for signing.
Email, fax, post, skype.
Would depend on many factors all tied in to your initial goals taking into consideration your 5,10 & 15+ year goals.
The majority of brokers will give you the same advice as a bank would (except for Brady
)
The majority of brokers will give you the same advice as a bank would (except for Brady
)No you have to do it yourself.
a few of my clients have used them.
Generally not tragic if the deal is simple
ta
rolf
Generally not tragic if the deal is simple
ta
rolf
For very simple deals they're no problem. For anything but very simple you wouldn't bother. The problem is very few people are actually that simple these days.
How do we define "simple"?
ma n pa home or IP loan
moderate LVR, no trusts etc
Cant comment on VOLUME because I dont have that many clients that have used it.
if you are ok with No offset and interesting redraw conditions then is can suit many people
ta
rolf
moderate LVR, no trusts etc
Cant comment on VOLUME because I dont have that many clients that have used it.
if you are ok with No offset and interesting redraw conditions then is can suit many people
ta
rolf
