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Thankyou Terry, that might be just what the doctor ordered.
Geoff, I'm sure I'm not going to need too much sofisticated stuff, well, not in the short term anyway. Just looking for something basic. So long as I can easily access the money, have cheque and internet access, I'll be happy as a pig in mud.
Selling leotards and excess skates?
For business banking most of the banks will slug you with fees, one way or another. For example, NAB has a fee-free transaction account for businesses, but if you do any withdrawals, cheques etc they will charge you for it. At least you can claim it as a deduction (if that's any consolation) but in business you can't escape those fees.
Does anyone know which bank is the best for a small startup business to do their banking. Preferably one with no, or few, fees attached.
I really do want branch access so I can offer cheque/money order as a payment option. Drives me a little nuts at the moment having to go to Adelaide every time we get a cheque for our regular business
No Question. Bank SA Why not post your cheques ?, with Bank SA I can deposite my cheques on line. Never need to go in to the branch, Can meet the manager any-where anytime at a mutually convienent time. His place, my place, pub ,wherever , Although usually a fax will suffice. With ANZ or NAB its a a battle to even get to talk to somebody on the phone and if you do get run around in endless circles, and wont do home visits. Most importantly Bank SA will lend money when ANZ wont, and any questions or requests are acted on promptly.While we're on the subject, which bank is the least bad for business banking out of BankSA, NAB and ANZ?
I really do want branch access so I can offer cheque/money order as a payment option. Drives me a little nuts at the moment having to go to Adelaide every time we get a cheque for our regular business - current CU issues ATM cards in our name without the business name on so we can't deposit cheques at the post office, only at a branch. However, we use the account so infrequently that it is completely fee-free.
I'm waiting for my statement of business name rego in the mail in the meantime *sigh*
I did try bankwest had the highest rates though, so I went with West pac they had the highest fees but it was worth it as I got a 2.0% discount, crap servict tho. I guess it depends on how much you draw as to which one is better.Try banwest. Fee free
We get cheques somewhat less than once a year, and go to Adelaide once a month. Everyone else pays us cash or direct deposit but there's always those irritating edge cases that insist on cheques. The last one was from an insurance company for a claim we did for them (our local business is selling/fixing computers and is very, very low volume in such a small town - we couldn't live off it).Why can't you post the cheque and deposit slip to the bank? It would save petrol money and your time.
Try banwest. Fee free