Hi,
Scenario for a friend :
Appl 1: full time income of 59k plus super
Appl 2: spouse working casually , current job only 15days old and prev job was for 5 months, even prev role was casual
First home buyers , seeking to borrow 350k for prop purchase of 420k
Can spouse income be considered for servicing ? She being casual
Dep savings: 45k appl 1 name, 9k appl2 in spouse name
Credit card limit 4k and car repayment of 315 per month
Or best to apply loan only in appl1 name?
Thanks
Scenario for a friend :
Appl 1: full time income of 59k plus super
Appl 2: spouse working casually , current job only 15days old and prev job was for 5 months, even prev role was casual
First home buyers , seeking to borrow 350k for prop purchase of 420k
Can spouse income be considered for servicing ? She being casual
Dep savings: 45k appl 1 name, 9k appl2 in spouse name
Credit card limit 4k and car repayment of 315 per month
Or best to apply loan only in appl1 name?
Thanks