Cheap cheap cheap come and get em!! Must be all that extra fat they have now since lifting their margins by 0.7 since the gfc
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Cheap cheap cheap come and get em!! Must be all that extra fat they have now since lifting their margins by 0.7 since the gfc
.becasue the rate can alwasy be negotiated ..service unfortunately you can't
Regards
Michael
Homeside won't do much...cos their $10 a month fee with no "volume loading" with no app fee is not something to look down on.
NAB doesn't "advertise" but if you push hard enough they can normally beat the 1% with LVR at around 75% and loan amount of $800,000+ ..
Either way NAB,CBA,ANZ are all discounting their rates if the right client ask...i find westpac is not doing much- not sure why
Once you have a loan of $500,000 + i find don't chase the rate to much- but rather find the bank you are comfortable with + provides the best loan structure for your needs and have a good relationship with in term of service etc...becasue the rate can alwasy be negotiated ..service unfortunately you can't
Regards
Michael
Really 1% off? I just got off the phone with a Home Loan specialist and he said the best he can do is 0.9% off. I have 2 loans worth 317k with CBA at the moment and looking to bring across another 350k (<80% LVR).
Who do I speak to to get the 1% off?
Once you have a loan of $500,000 + i find don't chase the rate to much- but rather find the bank you are comfortable with + provides the best loan structure for your needs and have a good relationship with in term of service etc...becasue the rate can alwasy be negotiated ..service unfortunately you can't
Regards
Michael
With broker commissions so low..
At my last count, it was $3K immediate payment plus trailing fees. Of course it depends on the loan size.
I'm hearing youan average comm of 3 k would be nice, like 2 x nice.
ta
rolf
Cheap cheap cheap come and get em!! Must be all that extra fat they have now since lifting their margins by 0.7 since the gfc
CBA has actually increased rates by 1.24% above RBA since GFC - http://www.keepbankshonest.com.au/
CBA has actually increased rates by 1.24% above RBA since GFC - http://www.keepbankshonest.com.au/
Incorrect. Check out the peak of the rba cash rate versus what people were paying at the time (including discounts) and you will find it is more like 0.75%