Besides...at some point I suspect deffered establishment fees will be removed.
Unlikley on an existing facility where the contract pre dates that change.
With lenders like the one you are looking at ??, which are broker only, the lender will simply recover the cost from the broker ( as many do now) , so dont be surprised if more brokers have enforceable clawback provisions going fwd.
Incrasingly, the regulators and pollies are introducing things that will cost the end user more.
ta
rolf