DO you know how heavy 1500 in change is? I wasnt skipping anywhere.
hahahahaha
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DO you know how heavy 1500 in change is? I wasnt skipping anywhere.
Very interesting thread. Always thought bank employees just got a salary. Guess i should have known better - sales persons of the banking world. When I banked with CBA was always pestered into doing this/that/insurance/open blah blah account. Now I'm with NAB with personal/business banking - never ever get a sales pitch. Really cant complain about anything.
And you really don't think that exists in the business bank.
It does, but its better sold and there better employees who earns better $$
If you wanna call me to discuss, please call 1300GULLIABLE
There's no difference in published rates between bank and broker channels.
Going to a bank directly, they can get things done a little faster.
Brokers have far more options to figure out the ideal solution.
Very interesting thread. Always thought bank employees just got a salary. Guess i should have known better - sales persons of the banking world. When I banked with CBA was always pestered into doing this/that/insurance/open blah blah account. Now I'm with NAB with personal/business banking - never ever get a sales pitch. Really cant complain about anything.
I'll challenge the little bit faster to a lot faster.
But give you the more options
It can depend on the lender and the brokers status with the lender.I'll challenge the little bit faster to a lot faster.
Most of the comminsure products are pretty reasonable, I have no issues offering these products. I have had clients sick, injured and loss of employment who have had cover and others who have refused and they haven't been covered (it's not a nice feeling either way). What happens if I don't offer these products and something does happen, when I'm fully aware I could of at least offered a product could assist.
I get pushy sales, that's not cool. Most of the general insurance through comminsure is extremely competitive with a decent product.
You also were likely on a package of sorts which give you discounts on insurance and free accounts/cards...
I have no issues the CBA trying to offer me products, always thought they were being super helpful lol. Didn't think a bank teller would receive sales commissions on them though, it was always when i popped in to do some over the counter banking.
Mmmmm, might ring that 1300gullible number now
It can depend on the lender and the brokers status with the lender.
Cheers
Jamie
Everyones in sales Brady, no need to justify how people get renumerated.
Whether the poor buggers dont meet their targets and get the sack, or dont meet their targets and dont get their bonus doesnt make any diference in my opinion, they are motivated to make sales one way or the other.
Didn't think a bank teller would receive sales commissions on them though, it was always when i popped in to do some over the counter banking
While the advertised rates may be the same, I would think that brokers would have a much bigger picture of how much different banks are willing to decrease their rates. For example, you or I may think a .5% reduction is great and walk away happy, but a decent broker would know that this particular lender regularly gives 1% on this particular loan size.Would one expect to get the same rates for a broker or going direct to a big 4 bank assuming you had excellent serviceability and history with that big 4 bank?