I have a contract on an NRAS IP for 420K. My PPOR is worth 500K and I owe 135K on it still. I have heard about how important it is to structure the loans for tax purposes, flexibility in repurchasing etc etc. Can someone give me a rough outline on what would be the best structure as i have read there are many reasons why you should not Cross Securitise Bare in mind it is NRAS and CF+