Hi All,
Looking for your collective advice on my current situation and whether I am getting a good deal or whether I should move on from Homeside. It's been some time since I've revisited my loans:
Currently 3 of the loans are on variable at 4.82% with 1 of the loans coming off fixed (at 5.09%) next month. I would like to use the fixed loan maturing as a reason to get homeside to better their offer or look elsewhere at other lenders.
Questions:
Future plans are to buy 1 or 2 more properties... over the next 3-5years.
Thanks in advance.
Looking for your collective advice on my current situation and whether I am getting a good deal or whether I should move on from Homeside. It's been some time since I've revisited my loans:
- 1.4M total lend
- non-crossed
- LVR < 80%
- 100% offset accounts
- Paying $40/month in fees ($10/m per loan)
Currently 3 of the loans are on variable at 4.82% with 1 of the loans coming off fixed (at 5.09%) next month. I would like to use the fixed loan maturing as a reason to get homeside to better their offer or look elsewhere at other lenders.
Questions:
- Am I getting a good deal in the current market?
- What else out there would be a competitive product?
Future plans are to buy 1 or 2 more properties... over the next 3-5years.
Thanks in advance.