I have this mindset, but how do I follow through when I'm paying down my $400k PPOR mortgage on my sole income?
Second job? More education? Patience? 100% IP loans?
If you're paying down your mortgage then it could be argued you don't quite have the mindset.certainly if you've got an average income and you're paying down a mortgage you won't have much leleft to invest so you need to increase your income, decrease your outgoings or both