Hi guys, I had a similar question to JT87 in '80% LVR to 90% + 1 IP', thought about posting my question there but didn't want to hijack the thread and make it messy.
We bought IP1 with 20% deposit through St George, variable at 5.29%.
Really didn't know what we were doing, but bought at a good time luckily.
Unfortunately we just went on convenience/rate at the time, but we have been educating ourselves since.
Would like to know our options on moving to a 88-90% LVR loan - wherever the sweet spot is for LMI - and put the LMI amount onto the loan, either with St George or someone else?
We also bought IP2 with 20% deposit through UBank.
Would ideally like to do the same with this one, 88-90% LVR. Is there any flexibility there?
Any advice greatly appreciated.
We bought IP1 with 20% deposit through St George, variable at 5.29%.
Really didn't know what we were doing, but bought at a good time luckily.
Unfortunately we just went on convenience/rate at the time, but we have been educating ourselves since.
Would like to know our options on moving to a 88-90% LVR loan - wherever the sweet spot is for LMI - and put the LMI amount onto the loan, either with St George or someone else?
We also bought IP2 with 20% deposit through UBank.
Would ideally like to do the same with this one, 88-90% LVR. Is there any flexibility there?
Any advice greatly appreciated.