Does anyone on SS use loans.com? I would never use them but often wonder why their rate is so low? Just reading on their website they offer:
- 4.29%
- Offset account
- redraw
I've read some of the reviews and basically the 2 main negatives customers keep mentioning are bad service and customer needs to pay for valuations. Is there something else I'm missing??
I think you're referring to loans.com.au right? If so I have a mate with them and has been very happy. They've been exceptionally low for years.
I wouldn't worry about customer service reviews - I haven't spoken to my bank in years! And yes I believe they make you pay the valuations but you generally only need it once and they are upfront about it so I don't see the problem. They're a low cost lender, you should expect these things.