Banks don't play into the hands of people who ask silly questions like that, and the previous ones before it.
But I get some amusement out of taunting bankers like Token Funder with these moral dilemas .
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Banks don't play into the hands of people who ask silly questions like that, and the previous ones before it.
I used to just sit on the floor or in the luggage compartment if noone would stand up. I couldn't stand up that long, period. It was not an option.Hopothetical...I'm 8 months pregnant and get on a bus which is full. Should someone able bodied stand up and offer me a seat? Or, because it is MY choice to start a family, should I inflict the discomfort of having to stand on a bus to someone who has chosen not to have a baby? Why is my choice or their choice more important when it comes to having a seat?
You simply fill in the forms, provide as much written evidence supporting your finance application as possible, and the black room boys decide either YES or NO.
They aren't interested in playing silly little pedantic games dripping with human emotional morality. They don't have to grant your request, and the Borrower has no right to demand an explanation why they were rejected.
Perhaps you'd be more pleased if:
1. The wife brought you in a certificate of sterilization, so that you could be confident that she would never again fall pregnant during the course of the loan repayment period.
2. Or the results of the husband's fertility test showing that he could never father a child.
3. Or if the wife was pregnant, the results a chromosome test on the unborn baby to prove it did not have Down's Syndrome or some other genetic defect that would be a financial drain on the family
.........where does this all stop?
. I can't see how a bank manager is allowed to ask a customer if she intends to get pregnant (and perhaps feels compelled to) when she applies for a loan, but when said lady applies for a job the manager is absolutely precluded from same conduct.
So they may say - but I don't know if that is a defence: Vic Human Rights Commissionthe lender is asking for the "protection" of the client, the interviewer is asking for their protection.
So they may say - but I don't know if that is a defence: Vic Human Rights Commission
I'm not arguing for or against the practice so much as finding it an interesting legal argument. I don't work in discrim. law but I'd be interested to hear from someone who does.
Perhaps you'd be more pleased if:
1. The wife brought you in a certificate of sterilization, so that you could be confident that she would never again fall pregnant during the course of the loan repayment period.
2. Or the results of the husband's fertility test showing that he could never father a child.
3. Or if the wife was pregnant, the results a chromosome test on the unborn baby to prove it did not have Down's Syndrome or some other genetic defect that would be a financial drain on the family
.........where does this all stop?
But I get some amusement out of taunting bankers like Token Funder with these moral dilemas .
I'm a banker. By definition, I can't have a moral dilemma
So they may say - but I don't know if that is a defence: Vic Human Rights Commission
I'm not arguing for or against the practice so much as finding it an interesting legal argument. I don't work in discrim. law but I'd be interested to hear from someone who does.
I agree; I am only interested as a theoretical observer.Personally, this new legislation does descriminate against me: BUT I would never bother challenging it, not worth my time or expense. Rather I would work within the constraints and try other avenues of getting 'around' the problem.