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The new offset account is far superior to the MISA, so if you're looking at switching over to using the offset as your primary savings/transaction account move it over.
I currently have a MISA and it only offsets by about 15% (I think) as its on a fixed rate, would this be the same case for an offset?
When I opened the MISA I was told that it was an offset account, can someone please explain the difference for me?
I currently have a MISA and it only offsets by about 15% (I think) as its on a fixed rate, would this be the same case for an offset?
When I opened the MISA I was told that it was an offset account, can someone please explain the difference for me?
teh new offset is NOT superior... as Jamie M mentioned, the MISA works well if you want to ensure your savings are more unreachable in comparison to a offset accoutn which could also be linked to a keycard. I use both. MISA for bulk savings, everydya offset with samll balances to maximise itnerest sacing