This is a long shot but I thought I would try anyway. Someone I know has gotten into hot water with his loan, he is Malaysian and lives there too. His education level is very low so he's depending on friends and family to help get him out of this bind. I believe he needs a refinance but no one knows how to begin helping him and especially with navigating a foreign lending system. Even if we could find someone locally** to help him, we'd still like someone on the ground here that we can trust and speaks English to consult and help coordinate things. I don't think there are trailing commissions involved so we'd be happy to pay a pre-negotiated fee, which would obviously include some level of compensation even if you aren't successful. Can anyone here help or recommend someone that can? **As I understand it, mortgage brokering is not an industry that even exists in many countries. Anyone know if it's even an occupation / industry in Malaysia?