My situation is average...Hell not even sure if I can do anything in my situation but here it is........
Income $228k (serviceability is not an issue at all)
Quite a bit of credit card debt....like above 30k kind
(Yes...I know!)
1 x 68k car loan
2x IP's 1 valued desktop at $445k(ANZ) and visit at $435k (B/West) in Jan last year so guess it would have gone up by now and owe $400k. Just refinanced that bloody thing through the bank went from 7.44% Fixed to 4.84% Fixed
1 IP has just been built and tenanted and owe 370k on it and have no idea what it's worth, I'd guess the $400k mark.