Hi guys.
I've been gathering my papers for the last few weeks and finally got my pre-ap in this morning with bank of queensland.
The thing that makes it a slim-chance is ive been at my current job for 2years as a casual, switched to full-time yesterday.
Last 2 payslips are casual with 50-60hrs a fortnight.
Gota a letter of confirmation with (lower) annual salary and statement of commissions in there.
Atm my bank balance is dismal & I dont have funds to complete.
Getting a deposit of 10k in a few days & awaiting a carsale. Bankman says having funds to complete isnt important now.
St G say I should get preap no worries, but theyll only lend me 200k due to a recent policy change. Im holding off lodging that one until I hear back from Bank of Queensland.
Loan is %100, 230k & I earn 31k pa base + 7kpa comms so its borderline.
Sorry for the rant but im chewing my fingers off waiting for the call!
If I have to fallback to a 200k St G loan im most likely outta the areas ive been looking. Might be time to ask some good brokers off these forums.
nervous noobie signing off
I've been gathering my papers for the last few weeks and finally got my pre-ap in this morning with bank of queensland.
The thing that makes it a slim-chance is ive been at my current job for 2years as a casual, switched to full-time yesterday.
Last 2 payslips are casual with 50-60hrs a fortnight.
Gota a letter of confirmation with (lower) annual salary and statement of commissions in there.
Atm my bank balance is dismal & I dont have funds to complete.
Getting a deposit of 10k in a few days & awaiting a carsale. Bankman says having funds to complete isnt important now.
St G say I should get preap no worries, but theyll only lend me 200k due to a recent policy change. Im holding off lodging that one until I hear back from Bank of Queensland.
Loan is %100, 230k & I earn 31k pa base + 7kpa comms so its borderline.
Sorry for the rant but im chewing my fingers off waiting for the call!
If I have to fallback to a 200k St G loan im most likely outta the areas ive been looking. Might be time to ask some good brokers off these forums.
nervous noobie signing off