A block of land , a townhouse, a unit by the sea, 2 acres with a house on in -to live in ourselves, oh and today a warehouse that had bedrooms ??
OMG HELP !!
At the end of the year we will have 200,000 -ish. we rent, we love where we are- very handy to everything. We are in our 40's -no pension or saving to speak of -we have always 'lived for the moment'
We can't decide what to do with the money
The land was half an hour away !! I really can't do that to the kids who at the moment have everything on the doorstep -no car needed. Planning permission for duplex although we were looking at 'family home' ? but as I say we love where we are.Can't even seem to find 'true' building costs.
The unit by the sea ? not sure if we were thinking of ourselves in 15 yrs ?? 3 kids and all the junk -a lot to fit in a unit so we would keep renting.
Townhouse -well that we were looking at from an 'investment' point of view -lol -what do we know really. But basicly just somewhere to bank the money whilst we kept on renting.
The 2 acre block with house -again was out a bit -20 mins from where we are -probably too much for us really -but do-able. Do we want do-able and to stretch ourselves??
Oh I could go on.............
So ugh, what do we do ?? really we are looking long term here - I think ? due to not having pension/income. Hubbie suffers with his back now as it is and I really can't see him doing what he does till he his retirement age -perhaps 6/8/10 years at most.
We can't afford the area we live in and don't really want to move from where we are.
Can anyone help my really confused brain ??? I do admit being useless with paperwork and tax and all the rest of that.
I need a long term aim and starting point ???????
OMG HELP !!
At the end of the year we will have 200,000 -ish. we rent, we love where we are- very handy to everything. We are in our 40's -no pension or saving to speak of -we have always 'lived for the moment'
We can't decide what to do with the money
The land was half an hour away !! I really can't do that to the kids who at the moment have everything on the doorstep -no car needed. Planning permission for duplex although we were looking at 'family home' ? but as I say we love where we are.Can't even seem to find 'true' building costs.
The unit by the sea ? not sure if we were thinking of ourselves in 15 yrs ?? 3 kids and all the junk -a lot to fit in a unit so we would keep renting.
Townhouse -well that we were looking at from an 'investment' point of view -lol -what do we know really. But basicly just somewhere to bank the money whilst we kept on renting.
The 2 acre block with house -again was out a bit -20 mins from where we are -probably too much for us really -but do-able. Do we want do-able and to stretch ourselves??
Oh I could go on.............
So ugh, what do we do ?? really we are looking long term here - I think ? due to not having pension/income. Hubbie suffers with his back now as it is and I really can't see him doing what he does till he his retirement age -perhaps 6/8/10 years at most.
We can't afford the area we live in and don't really want to move from where we are.
Can anyone help my really confused brain ??? I do admit being useless with paperwork and tax and all the rest of that.
I need a long term aim and starting point ???????