I understand that even though buying through SMSF is a limited recourse loan, lenders require a personal guarantee. Do you know which lenders do and which don't or is it negotiated on a case by case basis?
Also I hear that some offset accounts offered are not the full rate offset accounts - what to look for/ask about when deciding on a lender and the offset account?
Also I hear that some offset accounts offered are not the full rate offset accounts - what to look for/ask about when deciding on a lender and the offset account?