Mxia,
well done for a young age you've managed to accumulate a decent number of IPs. could i ask what your strategy is when you retire at 33, meaning when you pull the pin, where is the cash-flow coming from assuming you haven't actually paid off any of the IP debts?
I don't think I could pull the pin and just retire. By financially free, I mean having the choice to do whatever I want. I have quite a few things on the bucket list like running a business, property developing, traveling, taking touch football more seriously etc
I like the phrase 'Going to bed on Sunday night looking forward to waking up on Monday morning.'
That's essentially what I want to achieve.