So, the fiancee earns more than me and will be working consistently and training in the future. I earn a little less but will work a bit more sporadically in the future. Both secure jobs.
We have a negatively geared IP solely in my partners name. Looking to buy a PPOR, hopefully in my name to take most of the nondeductible burden.
Only problem is, looking at about a 750k PPOR, but i can only get finance for about 550 by myself.
Should we buy as purchasers in common? Will this affect our future borrowing capacity? Can i put solely my name on the title but both on our loan???
So many qns
We have a negatively geared IP solely in my partners name. Looking to buy a PPOR, hopefully in my name to take most of the nondeductible burden.
Only problem is, looking at about a 750k PPOR, but i can only get finance for about 550 by myself.
Should we buy as purchasers in common? Will this affect our future borrowing capacity? Can i put solely my name on the title but both on our loan???
So many qns